Frequently Asked

Honest answers to real homeownership questions.

No jargon, no sales pitch — just the things families actually ask before they take the next step.

In most rural and many residential zones across Shasta and Tehama County — yes. We confirm zoning, setbacks, fire access, and parcel buildability for your specific APN before you commit to anything. If your land has an issue, we'll tell you honestly.

A 433A is the legal recording that converts a manufactured home from personal property into real property by permanently affixing it to a foundation. Once recorded, the home appreciates with the land, qualifies for traditional mortgages, and is treated like any other house.

Most counties allow manufactured homes on parcels as small as a half-acre, though 1–5 acres is most common. Minimums depend on zoning, septic feasibility, and fire access. A free Nestably land review gives you a clear answer for your specific parcel.

Yes — programs like FHA, VA, USDA, and construction-to-permanent loans can finance land + site work + foundation + home in a single package. Final eligibility depends on your credit, income, and the parcel itself. We connect you with lenders who actually understand land + home.

Today's manufactured homes are built to a strict federal HUD code in climate-controlled factories — often resulting in tighter construction than older site-built homes. Modern models meet wind, seismic, and energy standards specific to your region.

When placed on a permanent foundation with a recorded 433A on land you own, the home + land appreciate together as real property. The old myth of depreciation comes from pre-1976 'mobile homes' on rented lots — a fundamentally different product.

From contract to move-in is typically 4–9 months depending on county permit timelines, septic, well, foundation, and home build schedule. We give you a realistic, line-item timeline up front — no surprises.

Yes. Many of our clients start without land. We help evaluate parcels for buildability, utilities, fire access, and total cost — and as a Licensed California Realtor®, we can represent you on the purchase too.

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